In a previous post I was sort of laying out a "formula" on how to transform your Midnight Commander default color scheme into a trasnparent skin, without talking too much about how you can change the other colors.
To my great shame, I didn't pay too much attention to this blog or to the comments asking for further advice. I found Mateus' comment rather late (just now!) and decided to dig further, in order to find out how exactly to deal with more refined color changes, while still keeping the transparent background (in both in Midnight Commander and its editor).